Residents of Florida have it pretty good when it comes to health insurance. In many states, the funding is simply not there for the state programs, which means that those in the lower income brackets really don’t have much in terms of options. Another great thing about Florida health insurance is that there are so many different carriers and so many different kinds of medical insurance plans. One of the most highly regarded insurance programs in Florida is the Florida Healthy Kids program, which allows children up to the age of 18 to be insured for as little as 15 dollars a month. This is an amazing state funded program. In this article, you will learn about health insurance options for families in Florida.
The Florida Healthy Kids program is great because it allows families who are struggling to get good insurance for their kids. This is great for those people who do not get health insurance from their employers. When they are looking for individual plans, they are definitely in better positions knowing that they will not have to cover their children. Children health costs can really be overwhelming for working parents. There are so many different shots and treatments that healthy children need. If you have a child with special needs, then your costs will be even higher.
One thing about the Florida Health Kids program, however, is that it does have some shortcomings. It truly is a great program that helps thousands of families each year. The program certainly isn’t right for everyone, however. Remember that with state funded programs, you have to deal with greater restrictions. This means that using a state program, such as this, you may end up with a doctor you don’t particularly like. In some cases, parents have had to drive their children over forty miles just to get health care.
The Florida Healthy Kids program is a great opportunity for many families, but you will want to make sure that you haven’t exhausted all of your options before you sign up for it. Make sure that you have gone online and have looked at all of the different quotes from the major carriers. You never know when you are missing a great plan with plenty of flexibility and reasonable rates. This is the only way to know for sure that you are doing what is best for you and your family. As in most areas of life, getting the best Florida family health insurance is about staying educated.